Lake Wylie Waterfront Estate | Charlotte, NC | The Petrenko Group
Offered at $2,499,000
Charlotte · Lake Wylie · The Palisades

Your Private Lake Wylie
Resort
Without Leaving Charlotte

A rare Arts & Crafts estate with 5,023 sq ft, resort-style pool, private double-deck dock, and breathtaking water views — all within 30 minutes of Uptown.

Living Area 5,023 sf
Bedrooms · Baths 4 · 6
Waterfront Lot 1.34 ac
Garage 4-Car
Year Built 2017
The Opportunity

You've worked hard
for a life that feels
like a vacation.

Most people spend decades dreaming of a lakefront retreat — the morning coffee on the dock, the afternoon boat ride, the evenings watching the sun sink over the water. Then they retire and move somewhere else to find it.

You don't have to wait. And you don't have to leave Charlotte.

18321 Rosapenny Road puts that life on your doorstep right now — a true resort-style waterfront estate where every day feels like a weekend. Except you're still 25 minutes from Uptown, 20 minutes from the airport, and five minutes from A-rated schools.

Waterfront properties at this level, in this location, rarely come available. When they do, they move fast.

Schedule a Private Showing
Rear deck and outdoor living area overlooking Lake Wylie at 18321 Rosapenny Rd Charlotte NC
Why This Home

Three things make this estate
genuinely different.

01

Complete Resort Lifestyle — Already Built

The in-ground pool and spa, fire pit, covered deck, rear porch, double-deck dock with covered boat lift, two jet ski lifts, and entertaining upper deck are already here. You don't have to design it, permit it, or wait for it. Just move in and start living.

02

Flexible Living for Every Stage of Life

The fully finished walk-out basement — with its own entrance, kitchen, bedroom, living room, and media room — functions as guest quarters, multi-generational space, or a long-term rental. This home adapts to your life, not the other way around.

03

Location That Protects Your Investment

Lake Wylie waterfront homes in Mecklenburg County hold and grow value differently than typical residential. Finite shoreline, growing demand, and Charlotte's continued expansion make this a financial decision as much as a lifestyle one.

What You Get

Everything you'd find at a five-star resort — inside your own home.

Lifestyle

Direct Lake Wylie access — double-deck dock, covered boat lift, two jet ski lifts, and a spacious upper deck for entertaining over the water.

Resort-style pool + spa + hot tub on a 1.34-acre wooded, fenced lot with total privacy.

Dramatic two-story great room with soaring fireplace and natural light from every angle.

Chef's kitchen — gas cooktop, double ovens, premium appliances, walk-in pantry, and oversized island for serious entertaining.

Work-from-home in style — stunning loft office with exposed wood ceilings and lake views.

Financial & Strategic

Assessed at $1,673,600 — offering meaningful upside at the current asking price in a scarce waterfront segment.

Income potential — the self-contained lower level with private entrance is ideal for short-term rentals or in-law accommodations.

4-car garage with golf cart bay and workshop — rare at this price point on the water.

Top-rated Palisades Park Elementary (A-rated) walkable from the subdivision — strong school quality protects long-term demand.

Low HOA at $158/month — exceptional value for a waterfront community of this caliber.

Lake Wylie waterfront views from 18321 Rosapenny Rd deck Charlotte NC 28278
In-ground pool spa and hot tub at Lake Wylie waterfront estate Charlotte Private dock with boat lift on Lake Wylie at 18321 Rosapenny Rd
How to Make It Yours

Four simple steps to your first morning on the water.

1

Connect With Us

Fill out a quick form or call Amy and Vic directly. We'll set a time that works for you — including evenings and weekends.

2

Private Tour

Experience the home in person — including the dock, the pool, and the view at sunset. No pressure, just perspective.

3

Craft Your Offer

Our team guides you through current market data and financing options to structure an offer that works for your goals.

4

Close with Confidence

Backed by Premier Sotheby's white-glove service, we coordinate every detail through closing — so you can focus on what's next.

$100M+ In Luxury Sales
30 yrs Vic's Leadership Experience
Sotheby's International Network
#1 Rosapenny Peninsula Specialists
Your Advocates

Vic & Amy Petrenko know this waterfront — personally.

The Petrenko Group, part of Premier Sotheby's International Realty, specializes in Lake Wylie, Lake Norman, and Charlotte's luxury waterfront market. They have personally sold on Rosapenny Road, which means they know every nuance of this peninsula — from water depth at the dock to seasonal traffic patterns on the lake.

Vic's 30-year military career culminating as a General Officer means you get the discipline, discretion, and attention to detail that six-figure decisions demand. Amy's market expertise and white-glove client care ensure every step feels seamless.

This is not a transaction to them. It is a relationship — and your outcome is their reputation.

Premier Sotheby's International Realty
Common Questions

We hear these every time. Here's the honest answer.

Is now really the right time to buy?

Waterfront inventory in Mecklenburg County is perpetually constrained. You can time the broader market, but you cannot time the availability of a specific waterfront home in a specific location. Waiting for "a better market" often means waiting for a different home entirely.

$2.5M feels like a big number.

At $498 per square foot for a fully finished 5,023 sq ft waterfront estate with a pool, spa, dock, 4-car garage, and secondary living quarters — this is exceptional value compared to similar lakefront properties in the Southeast. A private appraisal is available upon request.

I haven't sold my current home yet.

We work with buyers at every stage. Our team can connect you with bridge financing options, and we'll discuss your timeline candidly. Homes like this don't sit long — knowing your options now lets you move decisively when you're ready.

Limited Availability

Waterfront homes at this level
on Lake Wylie don't last.
Yours might.

There are no second chances on a property like this. The dock, the pool, the view — someone will be there by summer. Request your private showing today and find out if it's you.

Property Video Tour

See It Before You Visit.
Feel It When You Arrive.

Take a private walkthrough of 18321 Rosapenny Road — the resort pool, the dock at the water's edge, the chef's kitchen, and the Lake Wylie views that make this home truly one of a kind.

· 18321 Rosapenny Road · Charlotte, NC 28278 · MLS #4364652
· The Petrenko Group · Premier Sotheby's International Realty
Request a Private Showing
Frequently Asked Questions

Everything you want to know about this property.

Yes — the property is directly on the water with its own private dock. The double-deck dock includes a covered boat lift, two personal watercraft lifts on the lower level, and an upper entertaining deck with unobstructed water views. You step off your lawn onto the dock. This is not a "water view" home — it is a waterfront home.
The fully finished walk-out basement is a complete secondary living unit — featuring a private entrance, full kitchen, bedroom, full and half baths, living room, and media room. It is listed as separate living quarters with interior connection. It functions seamlessly as a multi-generational suite, long-term guest accommodation, or income-generating rental (subject to local ordinances). The MLS specifically allows "separate entry quarters."
18321 Rosapenny Rd is in The Palisades neighborhood of Charlotte's 28278 zip code — typically 25–35 minutes from Uptown Charlotte and 20–30 minutes from Charlotte Douglas International Airport. Nearby Palisades Park Elementary (A-rated) is within the neighborhood. Grocery, dining, and shopping are within 10–15 minutes in the Steele Creek and Berewick corridors.
The HOA fee is $158 per month ($1,900 annually) through the Rosapenny Peninsula Homeowners Association. Property taxes in 2025 were $11,559, based on the most recent county assessment of $1,673,600. The home uses natural gas, city water, and a septic system. A security system, in-ground irrigation, and pool equipment are already in place.
Yes — a Matterport 3D virtual tour is available through the MLS listing. Floor plans are also on file. That said, a waterfront home of this caliber is best experienced in person — especially the dock, the outdoor living spaces, and the water views at different times of day. We encourage you to schedule a private showing to fully appreciate what this property offers.
The property was originally listed at $2,575,000 in April 2026 and reduced to $2,499,000 — a $76,000 price improvement. This reflects the sellers' motivation to transact and creates a real opportunity for a well-structured offer. Speak with our team for current showing activity and guidance on how to approach an offer in today's market.
This property is offered for sale in full compliance with Federal Fair Housing Law and all applicable state and local laws. The Petrenko Group and Premier Sotheby's International Realty are equal opportunity providers. This home is available to any qualified buyer regardless of race, color, religion, sex, national origin, disability, familial status, or any other protected class.
The Petrenko Group

The dock is waiting.
The only question is who's on it.

18321 Rosapenny Road · Charlotte, NC 28278 · MLS #4364652

Brokerage Premier Sotheby's International Realty

© 2026 The Petrenko Group · Premier Sotheby's International Realty · Amy Petrenko License #289896 · Vic Petrenko License #289897
Based on information submitted to the Canopy MLS as distributed by MLS GRID. MLS #4364652. Information deemed reliable but not guaranteed.
This property is offered in full compliance with the Federal Fair Housing Act and Equal Opportunity Housing laws. We are an equal opportunity provider.
All persons regardless of race, color, religion, sex, national origin, disability, familial status, or any other protected class are welcome to inquire.